Today’s mortgage rates.

Your rate depends on the full loan scenario. Start with current sample pricing, then compare the payment, APR, and cost for your details.

Current pricing is being refreshed.

We do not display an old lender sheet as today’s rate. The latest available update is October 21, 2026 at 9:32 AM PT. Request a personalized review and we’ll confirm current pricing directly.

Get my rate

Four details shape your mortgage pricing.

A useful quote uses your actual loan structure. Small changes can affect the rate, APR, lender credit, and funds needed at closing.

01Credit profile

Score, payment history, and debt levels affect the available pricing.

02Loan structure

Amount, equity, term, occupancy, and property type all matter.

03Market timing

Mortgage pricing can move during the day until the loan is locked.

04Financial goal

The right balance of rate and cost depends on how long you expect to keep the loan.

See the rate built for your scenario.